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Dial Direct - Car Insurance and Household Insurance
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Dial Direct Insurance offers motor and household insurance direct to the public. Our emphasis has always been on super-low premiums, unbelievable rewards and super service.
Dial Direct entered the South African short-term insurance market in 2003, is known for cutting out the middleman and occupies a unique position in the marketplace as a consumer hero.
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Cutting out the middleman
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We offer the consumer the opportunity to deal directly with their insurer – whether over the internet or via our state of the art call centre, thus affording customers personal control of their short-term insurance needs.
Our advanced technology and call centre systems ensure prompt answering of sales enquiries over the telephone and unrivalled turnaround times when it comes to policy administration and claims processing.
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International backing
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Dial Direct has the backing of holding company, Dial Direct UK, an established, reputable player in the European market for almost a decade. This international expertise enables Dial Direct to offer South Africans an international standard of insurance, with a nationwide, South African infrastructure. It also allows Dial Direct to constantly keep abreast of trends abroad, bringing regular product innovations to the South African market.
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Bucks Back Bonus
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Dial Direct offers a ‘Bucks Back Bonus’ which allows a policy holder to enjoy the return of their entire first years’ premiums after four consecutive, claim free years or 25 % of all premiums paid over four years, whichever is the lesser. Independent Research has found that the Bucks Back Bonus is the most preferred bonus of any offered in the short-term insurance industry.
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Budget Insurance - Car Insurance and Household Insurance
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Budget Insurance was established in 1985 and pioneered the user-friendly telephone method of insurance. This innovative spirit continues today and remains a key to the Company’s success.
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Instead of using the usual complicated insurance industry jargon, we
have used plain English to make reading this policy as easy as possible.
Budget Insurance was the first short-term insurer in South Africa to receive the Readability Mark for
its terms and conditions.
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This policy includes consent to the sharing of private underwriting and claims information
as set out in the standard disclosures made in terms of the Financial Advisory and
Intermediary Services Act.
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The headlines in this booklet are for ease of reference only. You must read the entire
clause to get its full meaning. Check your schedule, which, along with any relevant
endorsements, explains what cover you have. The contents sections below have been
colour-coded the same as the pages, to help you find any section easily.
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Auto and General - Car Insurance and Household Insurance
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Growth
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Auto & General Insurance Company Ltd, part of the Telesure Investment Holdings Group, was founded on 1 June 1985.
The Company presented the South African consumer with a monthly domestic short-term Insurance alternative that is based on innovative administration efficiency and a service-orientated approach. Technologically, the concept of computerised, telephonic insurance was totally unique worldwide and the Company was faced with a major challenge, but its innovative spirit, vision and dedicated staff facilitated a successful entry into the SA short-term industry; establishing Auto & General as a trend-setting leader.
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Auto & General has been an influential player in the short-term insurance industry, displaying tremendous growth over the 21 years since its inception. The Company has achieved an annual compound growth rate of over 50% per annum in 12 of its 15 years; has been placed first and second in SA for percentage growth by the Financial Mail and commended highly in various editions of the "Top Companies" survey. International options have also been successfully explored with the establishment of similar operations in the UK and Australia.
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The advent of business insurance has been both a challenging and exciting project for Auto & General. The SME market is one of the country’s fastest growing business sectors with a cost-effective, tailor-made and user-friendly portfolio of products, the Company is confident that it is able to meet and surpass the needs of this untapped market. The powerful combination of instant telephonic quoting, a Cash Back bonus, plain English policy wording, advanced claims processing technology and strong call centre experience, has Auto & General ideally positioned to reap the rewards of the SME industry.
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Partnerships (Tracker, Brokers)
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Auto & General has always focused strongly on its broker business; the Company’s value proposition has however evolved to such an extent over the past 20 years that currently, a considerable proportion of sales are generated through its broker channel. The broker division has evolved into a formidable department, providing both significant value and support to small and large brokerages. Broker business was given a boost this year with the addition of the new business insurance offering.
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Through an aggressive expansion strategy into unchartered markets, the company continued to make steady progress in building partnership and alliances with other entities.
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First For Women - Car Insurance and Household Insurance
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"Women are made to be loved, not understood."
Oscar Wilde (A man who thought he understood women)
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But we at 1st for Women beg to differ, because we do understand women and their needs….
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1st for Women has been looking after the interest’s of women since 2003 and was the first insurance company tailored specifically to the short term insurance needs of South African women.
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Since it’s inception, 1st for Women Insurance Brokers has always maintained that women are safer and more responsible drivers than men. In other words women are a better insurance risk and can therefore benefit from lower insurance premiums.
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This is why 1st for Women is able to offer women in South Africa some of the lowest insurance premiums for their cars and homes as well as additional benefits like medical, trauma and road assist.
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In addition to this, 1st for Women Insurance Brokers realised that it has a responsibility to women in need in South Africa and that more can be done to uplift and assist them. The 1st for Women Trust does just this and funds organisations that support the causes of South African women.
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Internet Marketing
