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Car Insurance & Household Insurance - Auto & General

Insurance

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Car Insurance

Comprehensive Cover

Shopping around to buy a new car is always an exciting prospect.  It is one of the biggest investments one makes, second to owning property.  Deciding which car you are going to drive off the dealer’s floor is a significant decision but equally important is adequately protecting your new asset.

Under the Comprehensive vehicle cover* you may claim for any accident damage to the vehicle, or if it is stolen. You may also claim for the damage you caused to other parties and their property.

Third Party, Fire and Theft

Individuals whose vehicles have been on the road for many years often feel that it doesn’t make financial sense to have Comprehensive Cover as the car is simply not worth repairing in the case of an accident.  However, if such a vehicle is involved in an accident with another vehicle, if it is stolen or damaged by fire then Third Party, Fire and Theft makes perfect sense.  This cover is ideal for individuals where the vehicle’s financial agreement has been settled and the car’s value is relatively low. 

Under the Third Party, Fire and Theft* vehicle cover you may claim for certain specified damage to the vehicle or if it is stolen.  You may also claim for the damage you caused to other parties and their property.  You may not claim for accident damage to your vehicle.


Third Party Only

To be able to select Third Party Only Cover your vehicle’s financial agreement must be settled and it is essential that you are aware that there is no cover for your vehicle.  However, you’ll have peace of mind knowing that you will be covered for damage caused to other parties and their property.

Under the Third Party Only* vehicle cover you may claim for the damage you caused to other parties and their property.


Off-road Comprehensive Cover

Built and marketed as rugged, perfect for accessing and exploring remote areas of the globe and the ideal “accessory” for extreme sports enthusiasts, 4x4 vehicles are becoming incredibly popular, not only as a daily means of transport, but also for recreational purposes.  Our off-road comprehensive policy, offers you a specially designed product with additional benefits to cater for all your needs. 

Under our Off Road Comprehensive* vehicle cover you may claim for any accident damage to the vehicle, or if it is stolen. You may also claim for the damage you caused to other parties and their property.




 

Section: Insurance

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