Car Insurance

Comprehensive Cover

Budget Insurance is always a smart choice, especially when it comes to insuring your vehicle.

Budget’s Comprehensive vehicle cover includes:

• comprehensive cover for any accidental damage and theft
• towing or storage to the closest authorised repairer
• up to R500 towards the medical costs of each injured person
• damage you caused to other parties and their property - a maximum of up to R300 000 in case of fire or an explosion and R1 000 000 for other damage

We also offer a number of optional extras such as cover for:

• your sound system
• hail damage
• vehicle's canopy
• car hire (as long as your claim is valid)

Third Party, Fire and Theft

Get the cover that suits you best, along with our low, low premiums! With Budget we have a wide range of policies to suit everyone. Depending on what cover you want, we’ll gladly find you the best deal.

Budget’s Third Party, Fire and Theft cover includes:

• cover for third party, fire and theft
• if it is damaged as a direct result of fire, explosion, lightning or an attempted theft, or stolen
• towing or storage to the closest authorised repairer
• up to R500 towards the medical cost of each injured person
• damage you caused to other parties and their property - a maximum of up to R300 000 in case of fire or an explosion and R1 000 000 for other damage

We also offer a number of optional extras such as cover for:

• your sound system
• vehicle's windscreen
• vehicle's canopy
• care hire (as long as your claim is valid)

Third Party Only

Anything could happen while you’re on the road. So be smart and make sure you’re covered for mistakes and the damages you cause to other parties.

Budget’s Third Party Only cover includes:

• compensation you for damages, costs and expenses you caused to other parties or their property
• up to R500 towards the medical costs of each injured person
• a maximum of up to R300 000 in case of fire or an explosion and R1000 000 for other damage which you caused

Off-road Comprehensive Cover

Anything could happen while you are traveling, so don’t take the risk. Rather choose an insurance company that’ll look after you and your vehicle by getting you the best deal in town!

Budget’s Trailsure cover includes:

• comprehensive cover for accidental damage and theft
• towing or storage to the closest authorised repairer
• free cover for accessories fitted to the vehicle for up to R10 000, this amount can be increased with another R40 000, but at an additional payment
• if the vehicle’s keys are lost or damaged - the reprogramming of the vehicle’s anti-theft system is covered to a maximum of R3 000
• the vehicle’s spare wheel - if it is stolen
• up to R5 000 per incident if the vehicle is in an accident and if any person is injured
• damage you caused to other parties and their property
• a maximum of R500 000 for fire and explosion and R1 000 000 for other damage

You will enjoy the following additional benefits:

• cover whilst driving in Tanzania, Kenya and Zambia, as well as the other geographical limits we usually cover
• vehicles are insured for Retail Value, and ill be replaced if the client loses it and it is less than 12 months old
• cover for cell phone car kit
• installation of a tracking device 

We also provide a number of optional extras such as cover for:

• your sound system
• vehicle’s canopy
• hail damage
• car hire (as long as your claim is valid)