Home Content Insurance

Your home is your life, your soul, it’s who you are! So why take the risk of not being properly insured. Choose Budget Insurance and make the smart decision. Because with Budget you’ll always get low low premiums and great service.

Under the Home Contents cover option you may claim for items stolen from or damaged at your home.

Budget’s Home Contents cover includes:

• loss or damage to household goods and personal possessions that you and your family members who live with you, have inside your home or the outbuildings at the address on the schedule
• loss or damage caused by fire, lightning, explosion, malicious damage, impact with your home and outbuildings, falling trees, storm, flood, the bursting or over flowing of geysers, equipment or pipes, break-in or theft
• food that deteriorates because of power failure or if your freezer breaks down
• washing and garden furniture stolen while in your home
• your guests belongings stolen at your home
• money stolen from your home
• loss of personal documents, coins and or a stamp collection
• loss or damage to locks or keys
• the fraudulent use of your credit or bank cards
• a hole in one/bowling full house on a recognised golf course/bowling green
• you and your spouses death if it is caused by fire or break in at home
• your domestic employees' belongings, if there’s proof they were stolen
• injury caused by a defect in your buildings or by your household pet
• veterinary expenses if your household pet is injured in a road accident
• the rent you have to pay to live elsewhere if your home was damaged by anything covered by the Policy
• if your belongings in a removal truck are involved in an accident
• damage caused by fire, lightning and explosion while your belongings are in transit
• accidental breakage of mirrors and glass
• accidental breakage of TV set
• fire brigade charges
• public liability as a householder
• tenants liability as a householder
• liability to domestic employees, if he/she dies at your home while he/she is working